Chris Luis, My Favorite Mortgage Broker 
"I work for you, not the banks." 
NMLS 888571

CLuisMortgages. LLC             
MBR 1575, NMLS 1159714                                       
t: 800.991.3268
f: 800.718.1862
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Mortgage Info 

Getting a mortgage need not be stressful if everything is done correctly. 

But rarely is everything done correctly. 

First, up to 40% of applications are denied by lenders. The average credit score of those loans that received final approval was 694. 

Second, the process takes too long. For the period between March 2015 and March 2016, over 4 million fellow homebuyers applied for a mortgage and it took an average of 47 days to close their loan.  

Some of this is based on who you select as a lender. 

For me, here are some key data points if you choose me as your loan officer: 

  • 96% of my pre approvals get final approval from the lender.

  • The average credit score of my customers is 612. 

  • The average time to close a loan is 31 days. The quickest time I close a normal loan was 21 days – the longest was 63 days. 

If you do not know where to start, write me.  


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